$35,000 Personal Loans

Compare loan options for good and excellent credit:

• 680 Credit Score Personal Loans
• 700 Credit Score Personal Loans
• 750 Credit Score Personal Loans
• 800 Credit Score Personal Loans

Browse personal loans by amount:

• $5k Personal Loans
• $10k Personal Loans
• $25k Personal Loans
• $35k Personal Loans
• $50k Personal Loans
• $75k Personal Loans
• $100k Personal Loans

Additional resources

Federal Trade Commission (FTC): The FTC is a U.S. government agency that focuses on consumer protection. They provide guidance on various financial topics, including personal loans. You can find information on understanding personal loans and tips for borrowing wisely on their website.

U.S. Small Business Administration (SBA): Although primarily focused on assisting small businesses, the SBA offers resources and information on personal loans for business purposes. It can be helpful for entrepreneurs seeking loans to fund their ventures.

Consumer Financial Protection Bureau (CFPB): The CFPB is another U.S. government agency that provides consumer financial information and resources. They cover various aspects of personal loans, including understanding loan terms, comparing offers, and avoiding scams.

How do I apply for a $35,000 personal loan?

Applying for a personal loan has never been easier, and the process for borrowing $35,000 is no different from if you were borrowing $5,000, even if it feels more serious to you. Here are the steps you need to follow:

1. Determine how long you want your loan to last: if you’re borrowing $35,000, you’ll likely be looking to borrow over a longer period, such as 5-7 years, but if you have the ability to pay it off sooner, you can. It’s often tempting to choose the maximum term available so you can lower the monthly fee, but if you can afford to pay over a shorter term, it’s worth doing so, as you’ll save money over time.
2. Compare the best $35,000 personal loans: Browse through the loans listed above, compare minimum scores, interest rates, and terms, and shortlist those which sound best for you. When you’ve found a few you’re interested in, click through to their site to look at their terms, and then choose the lender you want to apply to.
3. Complete the application: Once you’ve found the right loan, all you need to do is complete your lender’s application. This usually takes 15 minutes or less and can be completed easily online. Most lenders now offer immediate approval, but some may take a day or two or need more information before confirming you can have the funds.
4. Receive your funds: Once the lender approves you, they’ll give you a contract to sign, and then you’ll be ready to receive your funds. Some lenders can fund your account as soon as the next working day, but some take up to 7 days. Once you’ve got the funds, you can spend your loan as you please.

A $35,000 personal loan should never be taken on without some thought, but for many, a personal loan is a convenient and smart way to borrow. If you’ve decided a $35,000 personal loan is the best next step for you, browse through our best $35,000 personal loans list and apply.